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Spokane, Spokane County, Washington Property Taxes

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Property Taxes in Spokane, Washington

  • Median Spokane, Washington effective property tax rate: 0.96%, significantly lower than the national median of 1.02%, and higher than the Washington state median of 0.92%.

  • Median Spokane, Washington home value: $355,500

  • Median annual Spokane, Washington tax bill: $3,374, $974 higher than the national median property tax bill of $2,400.

How are property taxes in Spokane calculated?

Property taxes in Spokane, Washington are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Spokane's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Spokane, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Spokane, Spokane County, Washington Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.96%

Estimate Property Tax Bill

$3,413

$3,167

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Spokane Property Tax Calculator Work?

Use this Spokane property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Spokane's median effective tax rate of 0.96% — based on actual property records in Spokane County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Spokane's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Spokane: rates range from $2,469.00 in 99207 to $4,987.00 in 99212, primarily due to differences in school district levies and local assessment districts. Spokane's median property tax bill of $3,374 is lower than Spokane County's and higher than Washington's by $974.

If your estimate is higher than expected, Ownwell can appeal your Spokane assessment — you only pay if we save you money.

About Spokane Property Taxes

About Property Taxes in Spokane, Spokane, Washington

Spokane’s median effective property tax rate of 0.96% is lower than the Washington state median of 0.92% and lower than the national median of 1.02%. This rate reflects the Spokane County base levy combined with local school district levies and Local improvement districts (LIDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Spokane. Homeowners in the 99212 ZIP code carry a median effective rate of 1.15%, while those in 99224 pay 0.86%. This spread — 0.29 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Spokane County. Understanding which part of Spokane you live in can make a meaningful difference to your annual tax bill.

Spokane homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the July 2, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Spokane, Spokane County, Washington

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Spokane's effective property tax rate to other cities in Washington and the median property tax rates in Washington and the U.S.

Property Tax Rates Across Spokane, Spokane County, Washington

Source: Ownwell

0.53%

0.84%

1.15%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Spokane Tax Rate

0.96%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Spokane County Tax Rate

0.95%

Median Effective Washington Tax Rate

0.92%

Median Effective United States Tax Rate

1.02%

Spokane, Washington vs Similar Washington Cities

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bellevue Tax Rate

0.73%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Seattle Tax Rate

0.98%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Tacoma Tax Rate

1.05%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Vancouver Tax Rate

0.99%

Property Tax Rates Across Spokane, Spokane County, Washington

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
992010.19%0.90%0.93%0.97%1.00%
992020.87%0.94%0.99%1.00%1.05%
992030.89%0.94%0.97%1.01%1.05%
992040.88%0.94%0.97%0.99%1.01%
992050.91%0.95%0.97%0.99%1.02%
992060.86%0.93%1.01%1.17%1.31%
992070.82%0.94%0.95%0.98%1.02%
992080.85%0.90%0.95%0.99%1.03%
992120.91%1.04%1.15%1.25%1.32%
992160.87%0.88%0.93%1.01%1.06%
992170.76%0.91%0.97%1.01%1.12%
992180.87%0.90%0.92%0.93%0.95%
992230.92%0.95%0.99%1.02%1.06%
992240.70%0.81%0.86%0.94%0.98%
99001N/AN/AN/AN/AN/A
99003N/AN/AN/AN/AN/A
99004N/AN/AN/AN/AN/A
99005N/AN/AN/AN/AN/A
99006N/AN/AN/AN/AN/A
99009N/AN/AN/AN/AN/A
99014N/AN/AN/AN/AN/A
99021N/AN/AN/AN/AN/A
99022N/AN/AN/AN/AN/A
99025N/AN/AN/AN/AN/A
99027N/AN/AN/AN/AN/A
99031N/AN/AN/AN/AN/A
99170N/AN/AN/AN/AN/A
99219N/AN/AN/AN/AN/A
99220N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Assessment Values Across Spokane, Spokane County, Washington

When examining property taxes in Spokane, Washington, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Spokane County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Spokane County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Spokane.

For example, the median home price in Spokane is $355,500, with tax bills ranging significantly across the county. 99216 has the highest median home price at $478,700.

Property Tax Assessment Values Across Spokane, Spokane County, Washington

Source: Ownwell

$131,550

$370,775

$610,000

Median Spokane Market Value

$355,500

Median Spokane County Market Value

$370,100

Median Washington Market Value

$501,600

Median United States Market Value

$235,294

Spokane, Washington vs Similar Washington Cities

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Bellevue Market Value

$1,345,000

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Seattle Market Value

$786,000

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Tacoma Market Value

$456,700

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Vancouver Market Value

$450,676

Property Tax Assessment Values Across Spokane, Spokane County, Washington

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
99201$134,190$227,675$280,400$355,725$563,470
99202$196,512$237,000$292,565$353,075$432,960
99203$310,870$363,525$453,320$603,390$823,690
99204$288,560$353,600$431,600$559,900$750,300
99205$224,100$257,250$295,600$337,800$381,940
99206$272,900$362,800$459,600$614,130$785,088
99207$199,950$227,700$261,300$301,800$342,000
99208$259,600$331,500$409,600$532,400$671,100
99212$246,980$328,600$416,500$522,375$635,360
99216$328,700$430,800$478,700$546,500$676,380
99217$195,890$255,638$324,450$433,225$606,603
99218$325,520$379,075$429,900$509,025$610,680
99223$307,100$362,025$458,450$597,175$802,902
99224$100,000$301,530$439,180$595,840$794,428
99001N/AN/AN/AN/AN/A
99003N/AN/AN/AN/AN/A
99004N/AN/AN/AN/AN/A
99005N/AN/AN/AN/AN/A
99006N/AN/AN/AN/AN/A
99009N/AN/AN/AN/AN/A
99014N/AN/AN/AN/AN/A
99021N/AN/AN/AN/AN/A
99022N/AN/AN/AN/AN/A
99025N/AN/AN/AN/AN/A
99027N/AN/AN/AN/AN/A
99031N/AN/AN/AN/AN/A
99170N/AN/AN/AN/AN/A
99219N/AN/AN/AN/AN/A
99220N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Bills Across Spokane, Spokane County, Washington

Property tax bills in Spokane are based on the assessed value of a home and the local tax rates applied to that value. When a home’s market value rises, the assessed value can increase too, which can lead to a higher tax bill. For Spokane homeowners, the median home price is $355,500, and property tax bills vary widely across the city.

The 25th percentile tax bill is $2,564, while the 75th percentile tax bill is $4,599. At the high end, the 90th percentile reaches $6,233, showing how much bills can differ depending on location and assessment. Some ZIP codes see especially high bills, including 99212 with a highest median tax bill of $4,987, while 99207 has a lowest median tax bill of $2,469.

If your assessed value seems too high, Ownwell can help homeowners appeal their property tax assessment and pursue exemptions that may lower what they owe. That can mean meaningful savings on a bill that is already above the national median property tax bill of $2,400.

Property Tax Bills Across Spokane, Spokane County, Washington

Source: Ownwell

$1,043

$3,514

$5,985

Median Spokane Tax Bill

$3,374

Median Spokane County Tax Bill

$3,501

Median Washington Tax Bill

$4,512

Median United States Tax Bill

$2,400

Spokane, Washington vs Similar Washington Cities

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Bellevue Tax Bill

$9,917

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Seattle Tax Bill

$7,773

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Tacoma Tax Bill

$4,739

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Vancouver Tax Bill

$4,406

Property Tax Bills Across Spokane, Spokane County, Washington

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
99201$446$1,931$2,580$3,243$4,790
99202$1,588$2,237$2,828$3,426$4,190
99203$2,796$3,456$4,366$5,985$8,225
99204$2,706$3,376$4,133$5,386$7,367
99205$1,843$2,404$2,832$3,264$3,706
99206$2,611$4,035$4,956$6,159$7,694
99207$1,553$2,085$2,469$2,870$3,263
99208$2,186$3,113$3,890$5,001$6,287
99212$2,117$3,619$4,987$6,193$7,411
99216$3,167$4,078$4,425$5,010$6,739
99217$923$2,343$3,099$4,177$6,208
99218$2,682$3,451$3,939$4,642$5,600
99223$2,803$3,498$4,549$5,916$7,967
99224$598$2,447$3,837$5,282$7,065
99001N/AN/AN/AN/AN/A
99003N/AN/AN/AN/AN/A
99004N/AN/AN/AN/AN/A
99005N/AN/AN/AN/AN/A
99006N/AN/AN/AN/AN/A
99009N/AN/AN/AN/AN/A
99014N/AN/AN/AN/AN/A
99021N/AN/AN/AN/AN/A
99022N/AN/AN/AN/AN/A
99025N/AN/AN/AN/AN/A
99027N/AN/AN/AN/AN/A
99031N/AN/AN/AN/AN/A
99170N/AN/AN/AN/AN/A
99219N/AN/AN/AN/AN/A
99220N/AN/AN/AN/AN/A

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Spokane, Washington

How are property taxes calculated in Spokane, Washington?
Property taxes in Spokane, Washington are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Spokane, Washington?
To appeal your property taxes in Spokane, Washington, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Spokane, Washington?
Common property tax exemptions in Spokane, Washington include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Spokane, Washington?
Property tax deadlines in Spokane, Washington vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Spokane, Washington?
Ownwell provides professional property tax appeal services in Spokane, Washington. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.