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Garfield, Whitman County, Washington Property Taxes

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Property Taxes in Garfield, Washington

  • Median Garfield, Washington effective property tax rate: 1.63%, significantly higher than the national median of 1.02%, and higher than the Washington state median of 0.92%.

  • Median Garfield, Washington home value: $92,990

  • Median annual Garfield, Washington tax bill: $1,438, lower than the national median property tax bill of $2,400.

How are property taxes in Whitman calculated?

Property taxes in Garfield, Washington are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Garfield's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Garfield, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Garfield, Whitman County, Washington Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.63%

Estimate Property Tax Bill

$1,516

$1,407

How Does the Garfield Property Tax Calculator Work?

Use this Garfield property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Garfield's median effective tax rate of 1.63% — based on actual property records in Whitman County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Garfield's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Garfield: rates range from 1.63% in 99130 to 1.63% in 99130, primarily due to differences in school district levies and local assessment districts. Garfield's median effective tax rate is higher than the Washington state median of 0.92% and lower than the national median property tax rate of 1.02%.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Garfield.

About Garfield Property Taxes

About Property Taxes in Garfield, Whitman, Washington

Garfield’s median effective property tax rate of 1.63% is higher than the Washington state median of 0.92% and higher than the national median of 1.02%. This rate reflects the Whitman County base levy combined with local school district levies and local improvement districts that can vary by subdivision throughout the city.

Property tax rates are not uniform across Garfield. Homeowners in ZIP code 99130 carry a median effective rate of 1.63%, and the same ZIP code also reflects a median tax bill of $1,438. This consistency across the city shows how local assessment patterns shape what homeowners pay in Whitman County.

Garfield homeowners who believe their assessed value is too high can file a formal appeal with the Whitman County Tax Assessor before the July 1, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Garfield, Whitman County, Washington

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Garfield's effective property tax rate to other cities in Washington and the median property tax rates in Washington and the U.S.

Property Tax Rates Across Garfield, Whitman County, Washington

Source: Ownwell

0.93%

1.28%

1.63%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Garfield Tax Rate

1.63%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Whitman County Tax Rate

1.40%

Median Effective Washington Tax Rate

0.92%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Garfield, Whitman County, Washington

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
991301.00%1.38%1.63%1.63%1.63%

Source: Ownwell

Property Tax Assessment Values Across Garfield, Whitman County, Washington

When examining property taxes in Garfield, Washington, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Whitman County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Whitman County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Garfield.

For example, the median home price in Garfield is $92,990, with tax bills ranging significantly across the county. 99130 has the highest median home price at $92,990.

Property Tax Assessment Values Across Garfield, Whitman County, Washington

Source: Ownwell

$9,310

$119,922

$230,534

Median Garfield Market Value

$92,990

Median Whitman County Market Value

$123,566

Median Washington Market Value

$501,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Garfield, Whitman County, Washington

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
99130$15,020$51,835$92,990$139,238$234,349

Source: Ownwell

Property Tax Bills Across Garfield, Whitman County, Washington

How are property tax bills calculated in Garfield?

Property tax bills in Garfield are based on the assessed value of a home, not the market price alone. Local taxing authorities apply their tax rates to that assessed value to determine the final bill, so changes in assessment can directly affect what a homeowner owes. With a median home price of $92,990, the property tax burden can vary widely depending on the home’s assessed value and the tax rates applied in Whitman County.

What factors influence the bill? Home value, local levies, and exemptions all play a role. In Garfield, the 25th percentile tax bill is $779, while the 75th percentile is $2,117 and the 90th percentile is $3,253. The median tax bill in ZIP code 99130 is $1,438, which is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.

For homeowners, a higher assessment can mean a larger annual bill, making it important to understand how local property taxes are calculated.

Property Tax Bills Across Garfield, Whitman County, Washington

Source: Ownwell

$67

$1,746

$3,425

Median Garfield Tax Bill

$1,438

Median Whitman County Tax Bill

$1,761

Median Washington Tax Bill

$4,512

Median United States Tax Bill

$2,400

Property Tax Bills Across Garfield, Whitman County, Washington

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
99130$187$779$1,438$2,117$3,253

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Garfield, Washington

How are property taxes calculated in Garfield, Washington?
Property taxes in Garfield, Washington are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Garfield, Washington?
To appeal your property taxes in Garfield, Washington, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Garfield, Washington?
Common property tax exemptions in Garfield, Washington include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Garfield, Washington?
Property tax deadlines in Garfield, Washington vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Garfield, Washington?
Ownwell provides professional property tax appeal services in Garfield, Washington. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.