Elgin, Cochise County, Arizona Property Taxes
Property Taxes in Elgin, Arizona
Median Elgin, Arizona effective property tax rate: 0.60%, significantly lower than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Elgin, Arizona home value: $76,788
Median annual Elgin, Arizona tax bill: $455, lower than the national median property tax bill of $2,400.
How are property taxes in Cochise calculated?
Property taxes in Elgin, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elgin's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elgin, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Elgin, Cochise County, Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.6%
Estimate Property Tax Bill
$461
$428
How Does the Elgin Property Tax Calculator Work?
Use this Elgin property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Elgin's median effective tax rate of 0.60% — based on actual property records in Cochise County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Elgin's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Elgin: rates range from 0.60% in 85611 to 0.60% in 85611, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Elgin.
About Elgin Property Taxes
About Property Taxes in Elgin, Cochise, Arizona
Elgin’s median effective property tax rate of 0.60% is higher than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Cochise County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Elgin. Homeowners in the 85611 ZIP code carry a median effective rate of 0.60%, while those in the same ZIP code also pay 0.60%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cochise County. Understanding which part of Elgin you live in can make a meaningful difference to your annual tax bill.
Elgin homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 28, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Elgin, Cochise County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Elgin's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elgin Tax Rate
0.60%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cochise County Tax Rate
0.87%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Elgin, Cochise County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85611 | 0.55% | 0.58% | 0.60% | 0.62% | 0.78% |
Source: Ownwell
Property Tax Assessment Values Across Elgin, Cochise County, Arizona
When examining property taxes in Elgin, Arizona, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cochise County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cochise County, assessment notices are sent in March each year.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Elgin, the median home price is $76,788, and the median tax bill is $455, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400. The highest median home price is in 85611 at $76,788.
Property Tax Assessment Values Across Elgin, Cochise County, Arizona
Source: Ownwell
$44,900
$137,341
$229,782
Median Elgin Market Value
$76,788
Median Cochise County Market Value
$135,808
Median Arizona Market Value
$327,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Elgin, Cochise County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85611 | $35,686 | $48,942 | $76,788 | $111,041 | $155,867 |
Source: Ownwell
Property Tax Bills Across Elgin, Cochise County, Arizona
Property tax bills in Elgin are calculated from the assessed value of a home and the local tax rate set for Cochise County. When a property’s market value changes, the assessed value can also change, which affects the final bill. Homeowners may see different tax amounts depending on their property’s value, location, and the taxing jurisdictions that apply to the parcel.
For Elgin homeowners, the median home price is $76,788, and the median property tax bill is $455.00 in ZIP code 85611. That is far below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Tax bills in the area also vary, with the 25th percentile at $289 and the 75th percentile at $678, showing how much bills can differ from one home to another.
Because property taxes are tied to assessed value, a higher assessment can lead to a larger bill and a lower assessment can reduce what a homeowner owes.
Median Elgin Tax Bill
$455
Median Cochise County Tax Bill
$1,018
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$2,400
Property Tax Bills Across Elgin, Cochise County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85611 | $185 | $289 | $455 | $678 | $888 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 28 |
Links | |
|---|---|
| Cochise Tax Assessor | |
| Website | asr.cochise.gov |