Cochise County, Arizona Property Taxes
Property Taxes in Cochise County, Arizona
Median Cochise County effective property tax rate: 0.87%, significantly lower than the national median of 1.02%.
Median Cochise County home value: $135,808
Median annual Cochise County tax bill: $1,018, lower than the national median property tax bill of $2,400.
How are property taxes in Cochise County calculated?
Property taxes in Cochise County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are property taxes in Cochise County lower than the national median? The county’s 0.87% effective property tax rate is below the national median of 1.02%, and the median annual tax bill is $1,018, which is lower than the national median by $1,382.
What does a lower assessed value mean for homeowners in Cochise County? Since taxes are based on assessed value rather than market value, exemptions can reduce the taxable amount and help keep annual property taxes lower.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cochise County or another part of Cochise County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cochise County, Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.87%
Estimate Property Tax Bill
$1,182
$1,096
How Does the Cochise County Property Tax Calculator Work?
Use this Cochise County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cochise County's median effective tax rate of 0.87% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
Cochise County's median effective tax rate is lower than Arizona's 0.51% and below the national median property tax rate of 1.02%. The county's median property tax bill is $1,018, which is $1,382 lower than the national median property tax bill of $2,400. For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cochise County.
Property Tax Rates Across Cochise County, Arizona
What Are Effective Property Tax Rates Across Cochise County?
Local government entities set tax rates, which vary widely across Cochise County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cochise County's effective property tax rate to other counties in Arizona or the U.S. median of 1.02%.
Cochise County's median effective rate stands at 0.87%, which is lower than the national median of 1.02%. Within Cochise County, the highest rate is found in Naco at 1.33%, while Elgin has the lowest at 0.60%.
These variations reflect differences in local school district levies, Community facilities districts (CFDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cochise County Tax Rate
0.87%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cochise County, Arizona
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Benson | 0.81% | 0.95% | 1.06% | 1.21% | 1.35% |
| Bisbee | 0.60% | 0.81% | 0.86% | 0.98% | 1.08% |
| Bowie | 0.59% | 0.91% | 1.28% | 1.59% | 1.95% |
| Cochise | 0.79% | 0.97% | 1.18% | 1.44% | 1.72% |
| Douglas | 0.67% | 0.77% | 0.83% | 0.95% | 1.12% |
| Dragoon | 0.76% | 0.87% | 0.98% | 1.08% | 1.23% |
| Elfrida | 0.68% | 0.92% | 1.16% | 1.36% | 1.57% |
| Elgin | 0.55% | 0.58% | 0.60% | 0.62% | 0.78% |
| Hereford | 0.84% | 0.93% | 1.01% | 1.15% | 1.22% |
| Huachuca City | 0.70% | 0.81% | 0.95% | 1.14% | 1.30% |
| Mc Neal | 0.64% | 0.77% | 0.90% | 1.05% | 1.37% |
| Naco | 1.18% | 1.29% | 1.33% | 1.54% | 1.66% |
| Pearce | 0.84% | 1.01% | 1.13% | 1.25% | 1.43% |
| Pirtleville | 0.48% | 0.68% | 0.75% | 0.91% | 1.06% |
| Pomerene | 0.87% | 0.92% | 0.97% | 1.21% | 1.21% |
| Saint David | 0.69% | 0.82% | 0.92% | 1.13% | 1.29% |
| San Simon | 0.88% | 0.99% | 1.22% | 1.46% | 1.80% |
| Sierra Vista | 0.63% | 0.66% | 0.69% | 0.86% | 1.08% |
| Tombstone | 0.53% | 0.63% | 0.70% | 0.79% | 0.89% |
| Willcox | 0.84% | 0.92% | 1.01% | 1.14% | 1.30% |
| Catalina | N/A | N/A | N/A | N/A | N/A |
| Claypool | N/A | N/A | N/A | N/A | N/A |
| Fort Huachuca | N/A | N/A | N/A | N/A | N/A |
| Gilbert | N/A | N/A | N/A | N/A | N/A |
| Mcneal | N/A | N/A | N/A | N/A | N/A |
| Mount Lemmon | N/A | N/A | N/A | N/A | N/A |
| Portal | N/A | N/A | N/A | N/A | N/A |
| San Manuel | N/A | N/A | N/A | N/A | N/A |
| Sells | N/A | N/A | N/A | N/A | N/A |
| Springerville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cochise County, Arizona
When examining property taxes in Cochise County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cochise County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cochise County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median tax bill in Cochise County is $1,018, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Sierra Vista has the highest median home price at $192,368.
Median Cochise County Market Value
$135,808
Median Arizona Market Value
$327,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cochise County, Arizona
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Benson | $25,837 | $50,202 | $98,436 | $181,454 | $266,709 |
| Bisbee | $50,069 | $83,854 | $133,844 | $193,786 | $272,784 |
| Bowie | $8,612 | $24,006 | $44,900 | $72,955 | $104,902 |
| Cochise | $29,322 | $48,968 | $87,140 | $160,360 | $249,734 |
| Douglas | $24,632 | $52,550 | $92,901 | $135,581 | $182,216 |
| Dragoon | $20,600 | $42,232 | $79,740 | $131,920 | $222,424 |
| Elfrida | $20,823 | $43,614 | $77,456 | $132,870 | $210,448 |
| Elgin | $35,686 | $48,942 | $76,788 | $111,041 | $155,867 |
| Hereford | $52,359 | $81,048 | $161,727 | $311,126 | $435,249 |
| Huachuca City | $26,541 | $52,155 | $92,544 | $140,371 | $242,844 |
| Mc Neal | $29,094 | $43,568 | $75,602 | $121,052 | $179,269 |
| Naco | $17,730 | $43,443 | $68,190 | $99,804 | $134,816 |
| Pearce | $30,683 | $67,069 | $104,622 | $147,952 | $215,261 |
| Pirtleville | $10,469 | $26,094 | $63,905 | $90,310 | $110,082 |
| Pomerene | $69,736 | $84,850 | $95,667 | $112,760 | $176,837 |
| Saint David | $35,995 | $67,916 | $141,930 | $243,275 | $375,309 |
| San Simon | $13,329 | $35,424 | $78,579 | $170,336 | $274,203 |
| Sierra Vista | $71,006 | $132,770 | $192,368 | $257,728 | $329,586 |
| Tombstone | $37,634 | $60,050 | $114,228 | $175,627 | $242,992 |
| Willcox | $17,529 | $39,782 | $81,616 | $130,001 | $195,234 |
| Catalina | N/A | N/A | N/A | N/A | N/A |
| Claypool | N/A | N/A | N/A | N/A | N/A |
| Fort Huachuca | N/A | N/A | N/A | N/A | N/A |
| Gilbert | N/A | N/A | N/A | N/A | N/A |
| Mcneal | N/A | N/A | N/A | N/A | N/A |
| Mount Lemmon | N/A | N/A | N/A | N/A | N/A |
| Portal | N/A | N/A | N/A | N/A | N/A |
| San Manuel | N/A | N/A | N/A | N/A | N/A |
| Sells | N/A | N/A | N/A | N/A | N/A |
| Springerville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cochise County, Arizona
Property tax bills in Cochise County are based on the assessed value of a home, which is then multiplied by the local tax rate to determine the amount owed. The assessed value is influenced by the market value of the property, along with local taxing jurisdictions that help fund services such as schools, roads, and public safety. Because these taxes are tied to value, homeowners with higher-valued properties generally face larger bills.
For context, the median home price in Cochise County is $135,808, and the median property tax bill varies widely across the county. The 25th percentile tax bill is $498, while the 75th percentile is $1,618. At the high end, the 90th percentile reaches $2,452, showing how much bills can differ based on location and property characteristics. Hereford has the highest median tax bill at $1,478, while Pirtleville has the lowest at $311.
Median Cochise County Tax Bill
$1,018
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$2,400
Property Tax Bills Across Cochise County, Arizona
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Benson | $117 | $345 | $850 | $1,572 | $2,320 |
| Bisbee | $311 | $647 | $1,083 | $1,604 | $2,243 |
| Bowie | $71 | $146 | $399 | $738 | $1,260 |
| Cochise | $156 | $466 | $840 | $1,534 | $2,432 |
| Douglas | $94 | $318 | $662 | $1,072 | $1,514 |
| Dragoon | $108 | $354 | $638 | $1,109 | $1,943 |
| Elfrida | $114 | $299 | $746 | $1,234 | $1,953 |
| Elgin | $185 | $289 | $455 | $678 | $888 |
| Hereford | $392 | $791 | $1,478 | $2,795 | $4,064 |
| Huachuca City | $100 | $360 | $715 | $1,174 | $2,047 |
| Mc Neal | $81 | $267 | $575 | $977 | $1,444 |
| Naco | $93 | $259 | $795 | $1,195 | $1,712 |
| Pearce | $149 | $495 | $1,091 | $1,613 | $2,252 |
| Pirtleville | $69 | $118 | $311 | $607 | $839 |
| Pomerene | $31 | $36 | $85 | $339 | $1,135 |
| Saint David | $93 | $392 | $1,018 | $1,914 | $2,759 |
| San Simon | $62 | $278 | $803 | $1,641 | $2,971 |
| Sierra Vista | $374 | $860 | $1,294 | $1,778 | $2,556 |
| Tombstone | $157 | $345 | $688 | $1,113 | $1,526 |
| Willcox | $77 | $217 | $640 | $1,154 | $1,781 |
| Catalina | N/A | N/A | N/A | N/A | N/A |
| Claypool | N/A | N/A | N/A | N/A | N/A |
| Fort Huachuca | N/A | N/A | N/A | N/A | N/A |
| Gilbert | N/A | N/A | N/A | N/A | N/A |
| Mcneal | N/A | N/A | N/A | N/A | N/A |
| Mount Lemmon | N/A | N/A | N/A | N/A | N/A |
| Portal | N/A | N/A | N/A | N/A | N/A |
| San Manuel | N/A | N/A | N/A | N/A | N/A |
| Sells | N/A | N/A | N/A | N/A | N/A |
| Springerville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 28 |
Links | |
|---|---|
| Cochise Tax Assessor | |
| Website | asr.cochise.gov |