Mackinac County, Michigan Property Taxes
Property Taxes in Mackinac County, Michigan
Median Mackinac County effective property tax rate: 0.87%, significantly lower than the national median of 1.02%.
Median Mackinac County home value: $137,800
Median annual Mackinac County tax bill: $1,091, lower than the national median property tax bill of $2,400.
How are property taxes in Mackinac County calculated?
Property taxes in Mackinac County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Mackinac County or another part of Mackinac County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Mackinac County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.87%
Estimate Property Tax Bill
$1,199
$1,113
How Does the Mackinac County Property Tax Calculator Work?
Use this Mackinac County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mackinac County's median effective tax rate of 0.87% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone. Mackinac County's rate is lower than Michigan's 1.05% median tax rate and below the national median property tax rate of 1.02%.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. The median property tax bill is $1,091, compared with the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Mackinac County.
Property Tax Rates Across Mackinac County, Michigan
What Are Effective Property Tax Rates Across Mackinac County?
Local government entities set tax rates, which vary widely across Mackinac County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Mackinac County's effective property tax rate to other counties in Michigan or the U.S. median of 1.02%.
Mackinac County's median effective rate stands at 0.87%, which is lower than the national median of 1.02%. Within Mackinac County, the highest rate is found in MC MILLAN at 1.78%, while NAUBINWAY has the lowest at 0.43%.
These variations reflect differences in local school district levies, Tax increment finance districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mackinac County Tax Rate
0.87%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mackinac County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bois Blanc Island | 0.57% | 0.67% | 1.02% | 1.26% | 1.42% |
| Cedarville | 0.65% | 0.79% | 1.08% | 1.43% | 1.67% |
| Curtis | 0.75% | 0.90% | 1.26% | 1.63% | 1.89% |
| Engadine | 0.30% | 0.32% | 0.40% | 0.47% | 0.53% |
| Germfask | 0.78% | 0.93% | 1.26% | 1.63% | 1.94% |
| Gould City | 0.64% | 0.73% | 1.07% | 1.40% | 1.65% |
| Hessel | 0.31% | 0.39% | 0.61% | 1.04% | 1.58% |
| Mackinac Island | 0.67% | 0.87% | 1.11% | 1.37% | 1.50% |
| Mc Millan | 0.94% | 1.38% | 1.78% | 2.02% | 2.02% |
| Moran | 0.45% | 0.76% | 1.08% | 1.61% | 2.13% |
| Naubinway | 0.30% | 0.36% | 0.43% | 0.49% | 0.53% |
| Pickford | 0.23% | 0.31% | 0.36% | 0.41% | 0.50% |
| Pointe Aux Pins | 0.69% | 0.92% | 1.13% | 1.27% | 1.42% |
| Rudyard | 0.22% | 0.27% | 0.35% | 0.52% | 1.23% |
| Saint Ignace | 0.32% | 0.40% | 0.86% | 1.15% | 1.46% |
| Goetzville | N/A | N/A | N/A | N/A | N/A |
| Mcmillan | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Mackinac County, Michigan
When examining property taxes in Mackinac County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mackinac County Equalization Department estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Mackinac County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mackinac County.
For example, the median tax bill in Mackinac County is $1,091, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, from $286 in Rudyard to $5,817 in Mackinac Island. Mackinac Island also has the highest median home price at $476,500.
Property Tax Assessment Values Across Mackinac County, Michigan
Source: Ownwell
$6,000
$241,250
$476,500
Median Mackinac County Market Value
$137,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mackinac County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bois Blanc Island | $1,400 | $2,800 | $6,000 | $13,400 | $36,140 |
| Cedarville | $66,000 | $128,150 | $220,200 | $372,150 | $607,500 |
| Curtis | $38,200 | $66,100 | $125,000 | $202,500 | $325,120 |
| Engadine | $22,311 | $59,730 | $105,907 | $159,580 | $233,865 |
| Germfask | $58,680 | $105,050 | $176,100 | $251,450 | $338,920 |
| Gould City | $37,000 | $68,200 | $117,200 | $176,200 | $258,680 |
| Hessel | $47,200 | $83,400 | $145,000 | $226,600 | $347,920 |
| Mackinac Island | $42,540 | $266,100 | $476,500 | $747,500 | $1,207,640 |
| Mc Millan | $63,280 | $84,800 | $91,800 | $169,800 | $247,000 |
| Moran | $42,760 | $77,400 | $131,800 | $202,600 | $322,520 |
| Naubinway | $18,290 | $42,300 | $88,200 | $158,307 | $258,328 |
| Pickford | $52,080 | $73,600 | $125,400 | $186,600 | $256,320 |
| Pointe Aux Pins | $5,200 | $22,800 | $105,500 | $204,800 | $313,640 |
| Rudyard | $28,160 | $55,100 | $84,700 | $119,300 | $180,260 |
| Saint Ignace | $53,320 | $100,400 | $150,000 | $214,200 | $311,760 |
| Goetzville | N/A | N/A | N/A | N/A | N/A |
| Mcmillan | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Mackinac County, Michigan
Property tax bills in Mackinac County are based on a home’s assessed value, which is then multiplied by the local tax rate to determine the amount owed. Local taxing authorities consider the market value of the property, and the final bill can vary widely depending on where a homeowner lives within the county. With a median home price of $137,800, many residents face bills that are modest compared with higher-cost areas, but the spread across the county is significant.
The 25th percentile tax bill is $445, while the 75th percentile reaches $2,303 and the 90th percentile climbs to $4,382. That range shows how much location and property characteristics can influence taxes. Homeowners in Mackinac Island face the highest median tax bill at $5,817, while Rudyard has the lowest median tax bill at $286. For homeowners, this means property taxes can have a meaningful impact on annual housing costs, even when home values are relatively moderate.
Median Mackinac County Tax Bill
$1,091
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Mackinac County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bois Blanc Island | $14 | $26 | $51 | $127 | $351 |
| Cedarville | $641 | $1,227 | $2,415 | $4,306 | $6,605 |
| Curtis | $424 | $853 | $1,545 | $2,552 | $3,845 |
| Engadine | $118 | $259 | $442 | $697 | $1,073 |
| Germfask | $631 | $1,277 | $2,237 | $3,269 | $4,352 |
| Gould City | $372 | $621 | $1,158 | $1,911 | $2,944 |
| Hessel | $239 | $488 | $843 | $1,605 | $3,577 |
| Mackinac Island | $1,742 | $3,424 | $5,817 | $8,447 | $13,177 |
| Mc Millan | $922 | $1,419 | $1,776 | $2,411 | $3,603 |
| Moran | $384 | $728 | $1,393 | $2,356 | $3,881 |
| Naubinway | $76 | $168 | $357 | $718 | $1,222 |
| Pickford | $154 | $254 | $460 | $677 | $975 |
| Pointe Aux Pins | $57 | $267 | $1,126 | $2,275 | $3,514 |
| Rudyard | $117 | $183 | $286 | $538 | $1,053 |
| Saint Ignace | $292 | $576 | $1,174 | $1,998 | $2,853 |
| Goetzville | N/A | N/A | N/A | N/A | N/A |
| Mcmillan | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Mackinac Tax Assessor | |
| Website | bsaonline.com |