Cedarville, Mackinac County, Michigan Property Taxes
Property Taxes in Cedarville, Michigan
Median Cedarville, Michigan effective property tax rate: 1.08%, slightly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Cedarville, Michigan home value: $220,200
Median annual Cedarville, Michigan tax bill: $2,415, $15 higher than the national median property tax bill of $2,400.
How are property taxes in Mackinac calculated?
Property taxes in Cedarville, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cedarville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cedarville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cedarville, Mackinac County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.08%
Estimate Property Tax Bill
$2,378
$2,207
How Does the Cedarville Property Tax Calculator Work?
Use this Cedarville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cedarville's median effective tax rate of 1.08% — based on actual property records in Mackinac County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cedarville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cedarville: rates range from 2415.00 in 49719 to 2415.00 in 49719, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cedarville.
About Cedarville Property Taxes
About Property Taxes in Cedarville, Mackinac, Michigan
Cedarville’s median effective property tax rate of 1.08% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Mackinac County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cedarville. Homeowners in the 49719 ZIP code carry a median effective rate of 1.08%, while those in the same ZIP code also pay 1.08%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Mackinac County. Understanding which part of Cedarville you live in can make a meaningful difference to your annual tax bill.
Cedarville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cedarville, Mackinac County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cedarville's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cedarville Tax Rate
1.08%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mackinac County Tax Rate
0.87%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cedarville, Mackinac County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49719 | 0.65% | 0.79% | 1.08% | 1.43% | 1.67% |
Source: Ownwell
Property Tax Assessment Values Across Cedarville, Mackinac County, Michigan
When examining property taxes in Cedarville, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mackinac County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Mackinac County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cedarville.
For example, the median home price in Cedarville is $220,200, with tax bills ranging significantly across the county. 49719 has the highest median home price at $220,200.
Property Tax Assessment Values Across Cedarville, Mackinac County, Michigan
Source: Ownwell
$6,000
$241,250
$476,500
Median Cedarville Market Value
$220,200
Median Mackinac County Market Value
$137,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cedarville, Mackinac County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49719 | $66,000 | $128,150 | $220,200 | $372,150 | $607,500 |
Source: Ownwell
Property Tax Bills Across Cedarville, Mackinac County, Michigan
Property tax bills in Cedarville are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, this means the bill is not fixed; it changes when the assessed value changes or when local tax rates are adjusted.
In Cedarville, the median home price is $220,200, and the median property tax bill is $2,415. That is close to the national median property tax bill of $2,400, showing that many homeowners in the area pay about the same as the typical U.S. homeowner. Still, bills can vary widely. The 25th percentile tax bill is $1,227, while the 75th percentile is $4,306, and the 90th percentile reaches $6,605.
Several factors affect the final bill, including the home’s assessed value, local millage rates, and any exemptions or appeals. For homeowners, a higher assessed value can mean a larger tax bill, which can make annual housing costs more expensive.
Median Cedarville Tax Bill
$2,415
Median Mackinac County Tax Bill
$1,091
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Cedarville, Mackinac County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49719 | $641 | $1,227 | $2,415 | $4,306 | $6,605 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Mackinac Tax Assessor | |
| Website | bsaonline.com |