Armada, Macomb County, Michigan Property Taxes
Median Armada, MI effective property tax rate: 0.71%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Armada, MI home value: $266,400
Median annual Armada, MI tax bill: $2,090, $310 lower than the national median property tax bill of $2,400.
How are property taxes in Macomb calculated?
Property taxes in Armada, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Armada’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Armada, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Armada, Macomb County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.03%
Estimate Property Tax Bill
$3,300
$3,062
$1,102
Average Tax Savings
Property Tax Rates Across Armada, Macomb County, Michigan
Local government entities determine tax rates, which can significantly vary within a state. This variation arises because each county annually estimates its required budget to provide services and then divides that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. Although votes and laws play roles in setting tax rates and budgets, this is essentially the annual process.
In Armada, located in Macomb County, Michigan, the effective property tax rate reflects these local calculations. When comparing Armada's rate to other cities in Michigan, it aligns with the highest and lowest median tax rates in the state, which is 0.71%. This is notably lower than the national median property tax rate of 1.02%. Consequently, homeowners in Armada benefit from a lower property tax burden compared to the national average. This can result in significant savings, especially for those with high-value properties. Understanding these rates is crucial for property owners looking to manage their tax liabilities effectively and take advantage of potential savings opportunities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Armada Tax Rate
1.03%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Macomb County Tax Rate
1.32%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Armada, Macomb County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48005 | 0.85% | 0.92% | 1.03% | 1.31% | 1.48% |
Source: Ownwell
$1,102
Average Armada Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Armada, Macomb County, Michigan
When examining property taxes in Armada, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Macomb County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Macomb County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Armada.
For example, the median home price in Armada is $266,400, with tax bills ranging significantly across the county. ZIP code 48005 has the highest median home price at $266,400.
Property Tax Assessment Values Across Armada, Macomb County, Michigan
Source: Ownwell
$113,560
$370,380
$627,200
Median Armada Market Value
$320,400
Median Macomb County Market Value
$250,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Armada, Macomb County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48005 | $179,320 | $239,200 | $320,400 | $446,700 | $593,340 |
Source: Ownwell
$1,102
Average Armada Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Armada, Macomb County, Michigan
Median Armada Tax Bill
$3,600
Median Macomb County Tax Bill
$3,491
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Armada, Macomb County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48005 | $1,767 | $2,521 | $3,600 | $4,907 | $6,979 |
Source: Ownwell
$1,102
Average Armada Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 1 |
Links | |
|---|---|
| Macomb Tax Assessor | |
| Website | gis.macombgov.org |
Save Money on Your Property Taxes with Ownwell

Enter your address.
With just your address Ownwell will analyze your property expenses to find you savings using real time market data, local expertise and AI.

Answer some questions.
The more we know about your property, the more we can save you. There's no up-front costs, it's risk-free to sign up. Only pay if you save!

Unlock your savings.
We gather evidence, file all documentation, and attend hearings on your behalf year after year, so you never overpay again.