Houghton Lake Heights, Roscommon County, Michigan Property Taxes
Property Taxes in Houghton Lake Heights, Michigan
Median Houghton Lake Heights, Michigan effective property tax rate: 1.34%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Houghton Lake Heights, Michigan home value: $125,800
Median annual Houghton Lake Heights, Michigan tax bill: $1,700, $700 lower than the national median property tax bill of $2,400.
How are property taxes in Roscommon calculated?
Property taxes in Houghton Lake Heights, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Houghton Lake Heights's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Houghton Lake Heights, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Houghton Lake Heights, Roscommon County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.34%
Estimate Property Tax Bill
$1,686
$1,564
How Does the Houghton Lake Heights Property Tax Calculator Work?
Use this Houghton Lake Heights property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Houghton Lake Heights' median effective tax rate of 1.34% — based on actual property records in Roscommon County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Houghton Lake Heights' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Houghton Lake Heights: rates range from 1.34% in 48630 to 1.34% in 48630, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Houghton Lake Heights.
About Houghton Lake Heights Property Taxes
About Property Taxes in Houghton Lake Heights, Roscommon, Michigan
Houghton Lake Heights' median effective property tax rate of 1.34% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Roscommon County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Houghton Lake Heights. Homeowners in the 48630 ZIP code carry a median effective rate of 1.34%, while those in the same ZIP code pay 1.34%. This spread reflects how school district boundaries and local assessment districts are drawn across Roscommon County. Understanding which part of Houghton Lake Heights you live in can make a meaningful difference to your annual tax bill.
Houghton Lake Heights homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Houghton Lake Heights, Roscommon County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Houghton Lake Heights's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Property Tax Rates Across Houghton Lake Heights, Roscommon County, Michigan
Source: Ownwell
0.76%
1.05%
1.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Houghton Lake Heights Tax Rate
1.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Roscommon County Tax Rate
1.15%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Houghton Lake Heights, Roscommon County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48630 | 0.76% | 1.00% | 1.34% | 1.67% | 2.17% |
Source: Ownwell
Property Tax Assessment Values Across Houghton Lake Heights, Roscommon County, Michigan
When examining property taxes in Houghton Lake Heights, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Roscommon County tax authority estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Roscommon County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Houghton Lake Heights is $125,800, with tax bills ranging significantly across the county. ZIP code 48630 has the highest median home price at $125,800.
Property Tax Assessment Values Across Houghton Lake Heights, Roscommon County, Michigan
Source: Ownwell
$95,000
$152,500
$210,000
Median Houghton Lake Heights Market Value
$125,800
Median Roscommon County Market Value
$151,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Houghton Lake Heights, Roscommon County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48630 | $51,440 | $78,700 | $125,800 | $274,200 | $516,520 |
Source: Ownwell
Property Tax Bills Across Houghton Lake Heights, Roscommon County, Michigan
Property tax bills in Houghton Lake Heights are based on the assessed value of a home and the local tax rate set for Roscommon County and other taxing authorities. For a home with a median home price of $125,800, the bill reflects how local assessors value the property and how those values are multiplied by the applicable millage rates.
Several factors can affect the final tax bill, including the home’s market value, exemptions, and any changes in local budgets. In Houghton Lake Heights, the 25th percentile tax bill is $1,187, while the 75th percentile tax bill is $3,050 and the 90th percentile tax bill is $3,699. The median tax bill is $1,700, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
For homeowners, this means property taxes can be a major ongoing housing cost, and even small changes in assessed value or tax rates can affect what is owed each year.
Property Tax Bills Across Houghton Lake Heights, Roscommon County, Michigan
Source: Ownwell
$1,191
$1,557
$1,922
Median Houghton Lake Heights Tax Bill
$1,700
Median Roscommon County Tax Bill
$1,643
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Houghton Lake Heights, Roscommon County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48630 | $880 | $1,187 | $1,700 | $3,050 | $3,699 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Roscommon Tax Assessor | |
| Website | bsaonline.com |