Roscommon County, Michigan Property Taxes
Property Taxes in Roscommon County, Michigan
Median Roscommon County effective property tax rate: 1.15%, significantly higher than the national median of 1.02%.
Median Roscommon County home value: $151,200
Median annual Roscommon County tax bill: $1,643, lower than the national median property tax bill of $2,400.
How are property taxes in Roscommon County calculated?
Property taxes in Roscommon County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Roscommon or another part of Roscommon County, knowing local tax details benefits homeowners and investors.
Roscommon County’s median effective property tax rate is 1.15%, which is higher than the Michigan median tax rate of 1.05%. Even with that higher rate, the median annual tax bill is $1,643, which is $757 lower than the state median property tax bill.
Last Updated April 13, 2026
Roscommon County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.15%
Estimate Property Tax Bill
$1,739
$1,614
How Does the Roscommon County Property Tax Calculator Work?
Use this Roscommon County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Roscommon County's median effective tax rate of 1.15% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Roscommon County's median effective tax rate is higher than Michigan's 1.05% state median tax rate, and the county's median property tax bill of $1,643 is $757 lower than the national median bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Roscommon County.
Property Tax Rates Across Roscommon County, Michigan
What Are Effective Property Tax Rates Across Roscommon County?
Local government entities set tax rates, which vary widely across Roscommon County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Roscommon County's effective property tax rate to other counties in Michigan or the U.S. median of 1.02%.
Roscommon County's median effective rate stands at 1.15%, which is higher than the national median of 1.02%. Within Roscommon County, the highest rate is found in Houghton Lake Heights at 1.34%, while Gladwin has the lowest at 0.76%.
These variations reflect differences in local school district levies, Tax increment finance districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Roscommon County Tax Rate
1.15%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Roscommon County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Gladwin | 0.49% | 0.60% | 0.76% | 0.99% | 1.27% |
| Houghton Lake | 0.67% | 0.81% | 1.10% | 1.40% | 1.70% |
| Houghton Lake Heights | 0.76% | 1.00% | 1.34% | 1.67% | 2.17% |
| Prudenville | 0.75% | 0.88% | 1.18% | 1.46% | 1.76% |
| Roscommon | 0.70% | 0.84% | 1.14% | 1.42% | 1.71% |
| Saint Helen | 0.80% | 0.95% | 1.32% | 1.59% | 1.93% |
| Higgins Lake | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Roscommon County, Michigan
When examining property taxes in Roscommon County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Roscommon County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Roscommon County.
For example, the median tax bill in Roscommon County is $1,643, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with Roscommon at $1,922 and Saint Helen at $1,191.
Property Tax Assessment Values Across Roscommon County, Michigan
Source: Ownwell
$95,000
$152,500
$210,000
Median Roscommon County Market Value
$151,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Roscommon County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Gladwin | $56,880 | $114,000 | $210,000 | $336,200 | $540,040 |
| Houghton Lake | $45,600 | $92,000 | $165,600 | $293,200 | $457,160 |
| Houghton Lake Heights | $51,440 | $78,700 | $125,800 | $274,200 | $516,520 |
| Prudenville | $47,960 | $90,000 | $156,000 | $254,900 | $374,000 |
| Roscommon | $54,600 | $106,200 | $175,400 | $301,350 | $669,160 |
| Saint Helen | $39,600 | $62,200 | $95,000 | $150,000 | $254,080 |
| Higgins Lake | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Roscommon County, Michigan
Property tax bills in Roscommon County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value changes, the assessed value can shift as well, which affects the final bill homeowners receive. Local budgets for schools, roads, and other services also play a role in determining how much tax is owed.
With a median home price of $151,200, the county’s property tax burden can vary widely from one homeowner to another. The median tax bill is $1,922.00 in Roscommon, while Saint Helen has the lowest median tax bill at $1,191.00. At the higher end, the 75th percentile tax bill is $2,784, and the 90th percentile reaches $4,905.
For homeowners, this means property taxes can be a significant ongoing cost, especially when assessed values rise faster than expected. Understanding how the bill is calculated can help property owners better anticipate changes and evaluate whether their tax bill reflects their home’s value fairly.
Median Roscommon County Tax Bill
$1,643
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Roscommon County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Gladwin | $479 | $914 | $1,540 | $2,874 | $4,277 |
| Houghton Lake | $562 | $1,029 | $1,675 | $3,111 | $5,167 |
| Houghton Lake Heights | $880 | $1,187 | $1,700 | $3,050 | $3,699 |
| Prudenville | $627 | $1,035 | $1,676 | $2,897 | $4,533 |
| Roscommon | $812 | $1,244 | $1,922 | $3,075 | $6,678 |
| Saint Helen | $578 | $845 | $1,191 | $1,781 | $2,859 |
| Higgins Lake | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Roscommon Tax Assessor | |
| Website | bsaonline.com |