Dearborn, Wayne County, Michigan Property Taxes
Property Taxes in Dearborn, Michigan
Median Dearborn, Michigan effective property tax rate: 1.44%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Dearborn, Michigan home value: $207,400
Median annual Dearborn, Michigan tax bill: $3,080, $680 higher than the national median property tax bill of $2,400.
How are property taxes in Wayne calculated?
Property taxes in Dearborn, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Dearborn's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Dearborn, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Dearborn, Wayne County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.44%
Estimate Property Tax Bill
$2,987
$2,771
$774
Average Annual Tax Savings
How Does the Dearborn Property Tax Calculator Work?
Use this Dearborn property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Dearborn's median effective tax rate of 1.44% — based on actual property records in Wayne County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Dearborn's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Dearborn: rates range from $2,773.00 in 48126 to $3,788.00 in 48128, primarily due to differences in school district levies and local assessment districts.
Dearborn's median property tax bill of $3,080 is higher than the national median property tax bill of $2,400 and higher than the state median property tax bill of $2,400. If your estimate is higher than expected, Ownwell can appeal your Dearborn assessment — you only pay if we save you money.
About Dearborn Property Taxes
About Property Taxes in Dearborn, Wayne, Michigan
Dearborn’s median effective property tax rate of 1.44% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Wayne County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Dearborn. Homeowners in the 48120 ZIP code carry a median effective rate of 1.52%, while those in 48126 pay 1.40%. This spread — 0.12 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Wayne County. Understanding which part of Dearborn you live in can make a meaningful difference to your annual tax bill.
Dearborn homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Dearborn, Wayne County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Dearborn's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dearborn Tax Rate
1.44%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Wayne County Tax Rate
1.31%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Dearborn, Wayne County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48120 | 1.08% | 1.26% | 1.52% | 1.88% | 2.19% |
| 48124 | 1.11% | 1.24% | 1.48% | 1.88% | 2.19% |
| 48126 | 0.96% | 1.12% | 1.40% | 1.80% | 2.19% |
| 48128 | 1.10% | 1.19% | 1.41% | 1.81% | 2.19% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Dearborn, Wayne County, Michigan
When examining property taxes in Dearborn, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Wayne County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Wayne County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Dearborn.
For example, the median home price in Dearborn is $207,400, with tax bills ranging significantly across the county. 48128 has the highest median home price at $252,400.
Property Tax Assessment Values Across Dearborn, Wayne County, Michigan
Source: Ownwell
$33,400
$362,400
$691,400
Median Dearborn Market Value
$207,400
Median Wayne County Market Value
$146,400
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Dearborn, Wayne County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48120 | $122,200 | $150,450 | $218,900 | $277,950 | $354,200 |
| 48124 | $138,000 | $161,600 | $194,400 | $269,800 | $372,840 |
| 48126 | $138,600 | $164,200 | $196,800 | $240,600 | $315,920 |
| 48128 | $211,800 | $230,400 | $252,400 | $290,600 | $369,200 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Dearborn, Wayne County, Michigan
Property tax bills in Dearborn are based on the assessed value of a home and the local tax rate set by Wayne County and other taxing authorities. When a home’s assessed value rises, the property tax bill can increase as well, even if the homeowner’s income stays the same. For Dearborn homeowners, the median home price is $207,400, and tax bills can vary widely across the city.
The 25th percentile tax bill is $2,333, while the 75th percentile is $4,231. At the high end, the 90th percentile reaches $5,858. The highest median tax bill is $3,788 in ZIP code 48128, compared with $2,773 in ZIP code 48126. That means some homeowners pay well above the national median property tax bill of $2,400.
Ownwell can help homeowners review their assessed value, identify potential savings, and appeal overassessments to lower property tax bills.
Median Dearborn Tax Bill
$3,080
Median Wayne County Tax Bill
$1,772
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Dearborn, Wayne County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48120 | $1,730 | $2,281 | $3,198 | $4,423 | $6,393 |
| 48124 | $1,878 | $2,318 | $3,099 | $4,378 | $6,245 |
| 48126 | $1,773 | $2,156 | $2,773 | $3,720 | $5,132 |
| 48128 | $2,718 | $3,061 | $3,788 | $4,811 | $6,174 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Wayne Tax Assessor | |
| Website | pta.waynecounty.com |